Roof Replacement in Longmont, CO
When hail or wind sends you looking for a new roof in Longmont, CO, it helps to know your rights before anyone climbs a ladder. Longmont sits in Boulder and Weld counties, about 15 miles northeast of downtown Boulder. Fill in the form and your request reaches one independent roofer who works in the area.
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Re-Roofing in Longmont, CO After Hail and Wind
Longmont is the biggest town this site covers, with an estimated 100,109 people in 2025, up from 98,885 at the 2020 Census. About 62.5% of its homes are lived in by their owners, so many roofs here belong to landlords, and the same rules protect them.
Plenty of roof jobs here begin after a storm and involve an insurance claim. That's where homeowners get tangled: who pays the deductible, what a roofer may say to an adjuster, and what happens if the claim is denied. This page lays out how those pieces fit together in Colorado.
A Colony Town Grown Into a City
Longmont began in 1871 as the Chicago-Colorado Colony and was incorporated in 1885. Its name points west to Longs Peak, which you can see from town; "mont" is French for mountain. St. Vrain Creek runs just south of downtown. Housing ranges from many older homes near the center to many newer streets farther out. The median owner-occupied home is valued at $572,800, the lowest among this site's towns, and the median household income is $90,671.
That mix matters on a claim: two roofs can catch the same storm and need very different repair scopes.
Roofing Help Available in Longmont, CO
- Storm and hail damage. The roofer inspects and photographs damage so you have a record. You, your insurer, or a public adjuster or attorney you hire handle the claim.
- Full replacement. Longmont requires every old layer to come off a house, so a replacement here starts from the bare deck.
- Shingles and metal. New asphalt shingles in Longmont must be rated for 110 mph wind. With metal, ask how a given panel handles hail dents.
- Repairs. A few torn shingles may be a small fix, and under one square Longmont needs no permit.
Read more about storm and hail damage and metal roofs.
Hail and High Water in Longmont, CO
On June 18, 2018, the Weather Service reported large hail across the northern Front Range and the plains next to it, a regional event rather than a Longmont-only one. Longmont also lived through the September 2013 flood that soaked much of the Front Range, a reminder that a roof's main job is keeping water out. Snow, ice dams and downslope winds add wear in between.
After a storm, record what you see before anything is fixed:
- Write down the date. Insurers ask when the damage happened.
- Photograph dents at ground level. Gutters, downspouts, window screens and vents show hail marks clearly.
- Keep every paper. Save the adjuster's report, the roofer's estimate and all emails in one folder.
Longmont, CO Permit Rules Worth Knowing
The City of Longmont's Building Inspection office (303-651-8332) sets four rules worth knowing. On a house, all existing roof layers have to come off, with no new shingles laid over old. Asphalt shingles must carry a rating for 110 mph wind. A repair smaller than one square, or 100 square feet, needs no permit. And an owner who lives in the home and does the work personally may pull the permit without a contractor's license.
Otherwise the roofer pulls it. With no statewide roofer license in Colorado, ask the roofer to show the license Longmont requires for your address.
Costs and Claims in Longmont, CO
Below are 2026 Colorado installed averages, tear-off included; your real price comes from a roofer's measurement.
| Cost row | Figure | Source (year) |
|---|---|---|
| Colorado 3-tab shingles, per sq ft | about $5.10 | RoofObservations, 2026 |
| Colorado architectural shingles, per sq ft | about $5.60 | RoofObservations, 2026 |
| Colorado premium shingles, per sq ft | about $6.95 | RoofObservations, 2026 |
| Colorado exposed-fastener metal, per sq ft | about $7.50 to $9.40 | RoofObservations, 2026 |
| Colorado standing-seam metal, per sq ft | about $11.60 to $14.45 | RoofObservations, 2026 |
On an insurance job your share is the deductible, and Colorado forbids a roofer paid from insurance money to advertise or promise to pay, waive or rebate any of it. Locally, the all-layers-off rule, decking work, steep pitches and the permit can each raise the total.
Why Longmont, CO Homeowners Start Here
From the older blocks near St. Vrain Creek to newer streets with a view of Longs Peak, the process is simple. Your request goes to exactly one independent roofer. The roofing company pays this site for passing it along, and you never pay this site or receive anything from it. This site doesn't touch roofs, quote prices or sign contracts.
Before You Sign Anything
Confirm your address is in the covered area, then try the short quiz to see whether repair or replacement sounds more likely.
- An offer to cover your deductible. Colorado bars it, however it's dressed up.
- A roofer offering to argue your claim. A roofer may discuss the repair scope with your insurer under a valid contract, but may not act as your public adjuster.
- Cash only, or the full price up front. Colorado law keeps what you pay in trust until the materials show up or the job is substantially finished.
- No written contract. Residential roofing over $1,000 needs one, signed by both of you.
Longmont, CO Questions, Answered
Can a roofer handle my hail claim for me?
No. In Colorado a roofer can't act as your public adjuster. Under a valid contract, the roofer may talk with your insurer about the repair scope, but the claim belongs to you and your insurance company. If you want someone in your corner, you can hire a public adjuster or an attorney.
What if my insurer denies the claim after I've signed?
Colorado gives you a second way out. On a job meant to be paid by insurance, you may cancel during the 72 hours that follow your receipt of written notice that the claim was denied, fully or partly. That sits on top of your right to cancel for 72 hours after signing.
Can I pull my own roof permit in Longmont, CO?
Yes, if the house is your primary residence and you do the work yourself; the City allows that without a contractor's license. Most owners hire a roofer, who pulls the permit instead. A repair under one square needs no permit at all.
Who pays the deductible on a Longmont hail claim?
You do. Colorado bars a roofer paid from insurance money from offering to pay, waive or rebate it, and the written contract must carry a statement about the deductible. If a roofer hints that your share can be "taken care of," treat it as a red flag and budget for the deductible from the start.
Surrounding Towns
Other nearby towns have their own permit desks and rules. See roof replacement in Erie, CO and roof replacement in Lafayette, CO for the details there.
Ask for a Longmont, CO Estimate
Storm-hit or simply worn out, your roof starts with the form. The independent roofer who receives it writes the estimate; this site never prices a job. Ask that roofer up front whether the estimate visit carries a fee, since some charge and many don't.